Expat Guide to Buying Property in Egypt [2025]
With its year-round sunshine, affordable cost of living, and diverse property options, Egypt continues to attract expats and international property buyers in 2025. From Red Sea resorts like Hurghada and Sahl Hasheesh to New Cairo’s residential compounds, Egypt offers real estate opportunities for every lifestyle and budget.
This guide walks you through everything you need to know as an expat buying property in Egypt, including ownership laws, legal steps, and which areas are best suited for foreign buyers.
🏠 Can Expats Legally Buy Property in Egypt?
Yes — foreigners and expats can buy property in Egypt with very few restrictions.
Key facts:
- You can own up to two residential properties in Egypt (each not exceeding 4,000 m²)
- Properties can be owned freehold in most tourist and urban areas
- You don’t need permanent residency to purchase property
- Foreigners can buy off-plan or resale units
- Full ownership is legal as long as the title is registered correctly or a valid notarized contract is in place
Egypt’s real estate laws are investor-friendly and have remained open to non-residents for decades.
📋 Step-by-Step: How to Buy Property in Egypt as an Expat
1. Choose Your Location
Popular zones for expats include:
- Hurghada & Sahl Hasheesh (Red Sea coast)
- El Gouna (luxury gated town north of Hurghada)
- New Cairo & 6th of October City (Cairo suburbs)
- Soma Bay & Makadi Bay (quiet resort areas)
- North Coast (Sahel) for summer homes
Choose based on your goal: investment, retirement, holiday use, or relocation.
2. Work with a Local Real Estate Agent
A reputable agency (like Buildix) can:
- Show you legally vetted properties
- Explain the pros and cons of each area
- Negotiate prices and payment terms
- Coordinate legal review and contracts
Avoid unlicensed brokers or verbal agreements. All deals should be in writing.
3. Legal Review & Preliminary Agreement
Once you select a property:
- A lawyer verifies the ownership documents
- You sign a reservation or preliminary sales agreement
- Pay a deposit (typically 10%–20%)
Make sure the contract is:
- Bilingual (Arabic/English)
- Clearly details the payment structure and handover date
- Includes cancellation/refund clauses if off-plan
4. Payment & Final Contract
Depending on whether the property is resale or off-plan:
- Resale: You pay in full, sign a final contract, and register the deal
- Off-plan: You pay in installments over 2–5 years with developer receipts and contract updates
Once payment is complete, you receive:
- A notarized sale contract, or
- A registered title deed (if applicable)
5. Register the Property
Foreigners can register the property through:
- Signature authentication (commonly used for new builds or off-plan units)
- Real Estate Publicity Department (for full registration in older areas)
Your lawyer or agent can complete this process on your behalf via Power of Attorney if you’re abroad.
💼 Do Expats Need Residency to Buy Property?
No. You do not need to be a resident or hold a visa to buy property in Egypt. However, property ownership can help you apply for:
- Temporary residency (1–5 years)
- Multi-entry permits
- Easier renewals for long stays in Egypt
This is particularly helpful for retirees or remote workers looking to stay long term.
📊 What Are the Costs of Buying Property in Egypt?
Beyond the purchase price, budget for:
| Fee | Typical Range |
|---|---|
| Legal & Contract Fees | 1%–2% of property price |
| Registration/Notary | 0.5%–3% depending on method |
| Maintenance Fees (compounds) | $300–$1,000 annually |
| Annual Property Tax | 10% of rental value (with many exemptions) |
📈 Is Buying Property in Egypt a Good Investment for Expats?
Yes — Egypt offers:
- Low property prices compared to Europe and the Gulf
- Strong rental yields in tourism zones (up to 10%)
- Capital appreciation in areas like Sahl Hasheesh and New Cairo
- High liquidity in popular resort towns
- An affordable beachfront lifestyle
In 2025, many expats are purchasing apartments in Hurghada, Soma Bay, and El Gouna for under $100,000 with flexible payment terms.
🛏️ What Types of Property Can Expats Buy?
Expats can buy:
- Studios and 1–3 BR apartments
- Villas and twin houses in compounds
- Lagoon or beachfront homes
- Off-plan projects with payment plans
Furnished resale units are also popular for those who want immediate use or rental income.
🤝 Tips for Safe Buying as an Expat
- Use a licensed lawyer or agency (avoid unregistered brokers)
- Avoid paying full amounts upfront without a notarized contract
- Understand compound rules (some have restrictions on pets, rentals, or modifications)
- Always inspect property condition or request a video tour if abroad
- Ask about resale conditions, especially for off-plan units
FAQs: Buying Property in Egypt as an Expat
Can I buy property in Egypt remotely?
Yes. Most expats buy through Power of Attorney, allowing a local agent or lawyer to sign contracts and complete registration on their behalf.
Do I need to open a bank account in Egypt?
Not necessarily. Payments can be made via bank transfers, cash, or certified receipts. A local bank account may be helpful but isn’t required.
Can I rent out my property?
Yes. Foreigners can legally rent out their properties short- or long-term and generate income, especially in tourist zones like Hurghada.
Are there any areas where expats can’t buy?
Yes. Some border or military zones are restricted, but Red Sea areas, Cairo suburbs, and resort towns are all open to foreign ownership.
Final Thoughts: Should You Buy in Egypt as an Expat?
In 2025, buying property in Egypt offers expats a rare mix of low costs, high lifestyle quality, and strong legal ownership options. Whether you’re planning to retire by the sea, invest for rental income, or relocate full time, Egypt provides one of the most accessible real estate markets in the region.
Need help finding expat-friendly properties or legal assistance?
Talk to a Hurghada-based expert at Buildix or request your free expat property buyer checklist today.
