Essential Steps for Buying Property in Egypt
Introduction
With its sun-soaked coastline, competitive pricing, and investor-friendly laws, Egypt continues to attract international property buyers from around the world. Whether you’re looking for a beachfront apartment in Sahl Hasheesh or a luxury home in New Cairo, knowing the essential steps for buying property in Egypt will help you make a secure, strategic investment. This step-by-step guide outlines the legal and practical actions to take before, during, and after your property purchase.
Step 1: Define Your Purpose and Location
Before diving into listings, clarify your property goals:
- Rental income
- Holiday home
- Retirement base
- Long-term capital growth
Once you know your objective, choose a location that matches:
- El Gouna – luxury lifestyle with marinas, golf, and high-end rentals
- Sahl Hasheesh – gated communities ideal for holiday lets and families
- Soma Bay – premium wellness and golf-focused real estate
- Hurghada – entry-level pricing, urban lifestyle, strong expat demand
- New Cairo – modern compounds, schools, and business-friendly environment
Step 2: Set Your Budget and Financing Plan
Egypt offers a variety of pricing tiers and flexible developer plans, often eliminating the need for bank financing.
Typical budget considerations:
- Studios and 1BR apartments: from $50,000
- 2–3BR units: $90,000–$180,000
- Villas: $250,000+
Developer financing usually includes:
- Down payment of 10%–30%
- Interest-free installments over 3–8 years
- No credit checks or mortgage approvals required
Keep in mind extra costs such as:
- Legal fees (1%–2%)
- Maintenance fees (compound-specific)
- Utility registration
- Optional furnishing packages
Step 3: Partner with a Licensed Real Estate Agent
Working with a certified local agent ensures you:
- Get access to verified listings
- Avoid scams or non-compliant properties
- Benefit from bilingual contract handling
- Receive area-specific market insights
Agents also coordinate virtual tours and connect you to legal advisors for due diligence and contract reviews.
Step 4: Reserve the Property
Once you find the right unit, you’ll sign a reservation agreement with the developer or seller and pay a deposit (commonly 5–10% of the purchase price). This removes the unit from the market while contracts are prepared.
- The reservation form includes unit number, price, and floor plan
- The deposit is typically non-refundable after the grace period
Step 5: Conduct Legal Due Diligence
Hire a licensed real estate lawyer to:
- Review the developer’s license and land ownership
- Verify Green Contract (title deed) eligibility if applicable
- Translate and explain Arabic contract terms
- Prepare Power of Attorney (POA) if you’re buying remotely
This step is vital to ensure the property is free of encumbrances and all documents meet legal requirements.
Step 6: Sign the Final Sales Contract
The sales contract (in Arabic and English) outlines:
- Payment terms and delivery schedule
- Finishing standards
- Maintenance obligations
- Cancellation or refund clauses
- Rights to resale and rental
Once signed, installment payments are made via bank transfer or certified payment channels. Keep copies of all transaction records.
Step 7: Register Your Ownership
Depending on the property type and location, your ownership may be documented through:
Developer Contract
- Common for off-plan or compound properties
- Legally enforceable under Egyptian civil law
- Grants right to resell, rent, or transfer
Green Contract (Title Deed)
- Government-issued title via the Real Estate Public Notary
- Offers maximum legal protection
- Mostly used for ready properties or resale units
Your lawyer will advise on the applicable process based on the property’s status.
Step 8: Furnish and Prepare for Rental or Occupancy
If you’re purchasing for rental income or personal use, arrange:
- Furnishing packages (offered by most developers or local vendors)
- Wi-Fi, electricity, and water connections
- Property management (especially if based abroad)
- Marketing setup if leasing on Airbnb or Booking.com
Many compounds offer onsite services, including concierge, housekeeping, and 24/7 security.
Conclusion
Buying real estate in Egypt is a transparent, step-by-step process when handled correctly. By understanding the essential steps for buying property in Egypt, you’ll avoid legal pitfalls and maximize your investment. From selecting the right area to completing registration, every phase matters.
Ready to begin your property journey?
Explore verified properties on Buildix or speak with a certified advisor to receive a custom shortlist and legal guidance.
Mini FAQ
What documents do I need to buy property in Egypt?
A valid passport, signed reservation and sales contracts, proof of payment, and optionally a tax ID and POA.
Do foreigners need residency to buy property in Egypt?
No. You can buy property as a non-resident. However, ownership can qualify you for a renewable 1–3 year residency permit.
How long does the buying process take?
It varies by unit type, but most purchases are completed within 2–6 weeks from reservation to final contract.
